Pet insurance is becoming more and more popular and it provides pet owners with peace of mind, in the event of an emergency. Generally speaking, pet insurance covers some or all of the treatment costs if your pet gets involved in an accident or suffers a sudden illness. There’s no equivalent of Medicare for pets, so treatment costs can exceed out-of-pocket expenses for a similar condition in a human.
Some surgeries, such as repair of fractured bones or exploratory surgery, can cost thousands of dollars and that’s before including recovery and aftercare treatment. While 24 hour emergency and critical care for animals can cost over $1,000 per day. Investing pet insurance avoids you having to face the heartbreaking situation of having to choose between the health of your pet and financial constraints.
Individual packages vary in the type of treatment covered. However, they usually include most accidents and unexpected illnesses. You need to consider the differences between policies, in particular the claim excess amount, proportion of treatment costs covered, annual claim limit, age restrictions, pre-existing illness exclusions and policy costs.
There are several companies that offer pet insurance and we can help you find one that best suits your needs and your pet.
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